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Friday, December 3, 2021

If you are anticipating an annual bonus this year, it’s wise to come up with a thoughtful plan for the extra cash before it comes so you can get the most benefit from it. If you need more time to consider your options, deposit...

Friday, November 5, 2021

Estate planning can be one of the most misunderstood aspects of financial planning, however, it’s a vital part to ensure your assets and family are protected. Unfortunately, common myths convince many they don’t need to...

Friday, October 29, 2021

There are a lot of questions about President Biden’s Build Back Better plan and potential tax law changes, including an adjustment to capital gains taxes.One of the proposals Congress is considering sets the top rate for taxing...

Thursday, October 14, 2021

Need to access some cash sooner than expected? You probably know that the earliest you can tap into your retirement savings without penalty is age 59.5, the threshold established by the IRS. However, as with most things in our...

Thursday, October 7, 2021

65 is the new 55!Advances in medicine, technology and nutrition have added nearly 10 years to American life expectancy over the past few decades. While formal “retirement age” hasn’t changed much, expectations around...

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Thursday, September 30, 2021

Plan for tomorrow, today.That seems like sensible advice, doesn't it? Yet a surprising number of people leave no estate plan in place for their survivors. It makes a certain amount of sense. Nobody likes talking about death. But this...

Thursday, September 23, 2021

There are no two ways around it: childcare is expensive! In many cities, it can cost nearly as much as the mortgage or rent payment, which puts parents in a Catch-22: they have to work to afford childcare, but they need childcare in...

Thursday, September 16, 2021

We strive to keep you informed of important news and so want to share this alert: First identified in 2017, the Joker Virus has been detected again on applications in the Google Play app store. This malware seeks to subscribe you to...

Thursday, September 9, 2021

Your workplace retirement account can play a critical role in your overall retirement strategy. However, some have gone further with the accounts than others, especially recently.CNBC reported on findings that place 401(k) accounts at...

Thursday, August 26, 2021

Recently, you may have seen headlines regarding the Securing a Strong Retirement Act, also referred to as the second version of the SECURE Act, or SECURE Act 2.0.As the bill moves from the House of Representatives to the Senate, many...

Thursday, August 19, 2021

The real rate of return is an important personal finance concept to understand.It’s the rate of return on your investments after inflation. The real rate of return indicates whether you are gaining or losing purchasing power...

Thursday, August 12, 2021

Summer brings the perfect time for BBQs with friends, fun in the sun, and making memories at the beach or pool. With the first half of the year in the rearview mirror, summer also gives us a chance to perform a mid-year assessment on...

Thursday, August 5, 2021

We often hear the question; how do I protect my assets? This can become a very lengthy topic, so we will focus on one subject that we potentially can have some control over. One often overlooked area of financial planning involves...

Thursday, June 24, 2021

Most of us recognize the importance of creating a thorough, well-reasoned estate plan. But, we may not give adequate thought to choosing the right executor to carry out the provisions of our wills. It’s a responsibility that...

Thursday, June 17, 2021

You spend your whole life raising your children to be self-sufficient. You give them your time, your love, and your money to set them up for success. So, what do you do when your now-adult-child asks for financial aid?As more baby...

Wednesday, June 9, 2021

We hope you never experience a devastating disaster, but if you do it’s best to be prepared! Take time in advance to thoughtfully build and review your disaster preparedness plan. It will help reduce the fear and anxiety of the...

Thursday, June 3, 2021

Every year in June, National Safety Month focuses on reducing causes of injury and death in the workplace, on the road, at home, and in our communities by making safety a priority. It’s an intentional time to identify and...

Thursday, May 27, 2021

It can be exhausting trying to keep up with the whims of Wall Street.Lately, the financial markets have been fixated on federal taxes and what may be proposed on Capitol Hill in the weeks and months ahead.Wall Street’s focus on...

Thursday, May 20, 2021

Have you been let go at work? What happens to the money you have saved in your employee retirement plan?If you have been terminated by your employer, you have 4 choices when it comes to your retirement plan money:Cash it out (and lose...

Thursday, May 13, 2021

A recent survey shows that 63% of investors are more interested in protecting their financial assets and planning for uncertainty in the future than anything else.1There are many reasons for this change, but here are a few of the most...

Thursday, May 6, 2021

Are you saving for the future?People often come to me asking for financial advice. Some want to know how to invest or diversify the money they’ve saved, but others admit to me they’re just not sure how to save. If...

Thursday, April 29, 2021

Managing debt is an integral part of financial literacy. It can be used to help reach your goals, or it can be a hindrance, depending on how you use it. While in general, the less debt you have, the better. Knowing what types of debt...

Thursday, April 22, 2021

A key component of financial literacy is understanding the basics of investing. Investing doesn’t have to be complicated! You’re trading access to your money now to use later on while giving it time to potentially grow....

Friday, April 9, 2021

Knowing what you earn and having a solid budget are two necessary steps in managing your money. If you have both of these in place, you’ll want to set up plans to save for expenses you need to cover in the short term, long term,...

Friday, April 9, 2021

Setting up a budget is relatively simple; sticking to your budget can be much harder! Ask yourself why you want or need a budget in the first place – that way, you have a goal in mind! Think about aligning your budget to a...

Friday, April 2, 2021

Happy Financial Literacy Month! You may have heard or come across the term financial literacy as you’ve learned how to navigate finance and make monetary decisions. But, what does Financial Literacy really mean? In its simplest...

Friday, March 26, 2021

It can be easy to overlook the nation’s solid economic fundamentals when the financial media splashes stories every day about an army of amateur traders, short-selling mania, and initial public offerings (IPOs) that double in...

Thursday, March 18, 2021

While we all hope its something that will never affect us personally, cancer is a worry to all who are impacted by it. Along with the anguish of being diagnosed with cancer, many patients are also hit with major medical bills for...

Friday, March 12, 2021

As you think toward your retirement dreams, they could certainly include visions of travel, relaxation, and family. But retirement often looks different today than it once did. With second careers becoming more and more popular, one...

Friday, March 5, 2021

On Monday, Feb. 22, the White House announced several changes to the Paycheck Protection Program (PPP) that went into effect on Wednesday, Feb. 24. These changes are intended to further target “the smallest businesses and those...

Friday, February 26, 2021

Every few months, you may hear the phrase “earnings season” as you listen to financial news.But what exactly is “earnings season,” and why is it important to Wall Street?Earnings season is the time when a...

Friday, February 19, 2021

The damage related to cybercrime is expected to reach $6 trillion by the end of 2021 as reported by CyberSecurity Ventures*. They also reported that companies will spend nearly $133.7 billion to defend against ongoing cyberattacks...

Friday, February 12, 2021

Every February, Americans celebrate Black History Month. This year, we invite you to join us in remembering the accomplishments of black citizens, past and present, which are an integral part of American history.Whether it’s the...

Friday, February 5, 2021

When you were young, your parent most likely warned you not to trust strangers. As your parent grows older, it’s time to return the favor. Seniors are frequent targets for financial scams, many have considerable assets and...

Friday, January 29, 2021

As we’ve seen, data breaches, such as the Russian-based SolarWinds attack that was announced late last year, can have major impact on online security. In light of these recent data breaches, we wanted to send along some tips to...

Friday, January 22, 2021

If you are anticipating an annual bonus this year, it’s wise to come up with a thoughtful plan for the extra cash before it comes so you can get the most benefit from it. If you need more time to consider your options, deposit...

Friday, January 15, 2021

The first week of 2021 has already had many ups and downs. Just because it’s a new year doesn’t mean that the 2020 issues go away, and so far, 2021 has been no exception to this rule.The markets opened on January 4 and...

Friday, January 8, 2021

For many of us, Social Security plays an important part in our financial plans for retirement or later stage of life. Even if you’re years away from applying for benefits, there are good reasons to set up your online Social...

Friday, January 1, 2021

As the struggle to control COVID-19 drags on, many of us experience periodic fatigue from distancing, negative headlines and future uncertainties. Staying disciplined when weary is difficult but crucial to short-term financial...

Friday, December 25, 2020

The start of the holiday shopping season can provide important clues about the economy's state and, more importantly, overall consumer confidence. So far, the results have been a “mixed bag” with empty malls and busy...

Friday, December 18, 2020

Your investment strategy is a lot like a marriage. One day you may feel like everything’s going swimmingly. The next day, there might be an argument over who forgot to load the dishwasher. And even the best marriages and...

Friday, December 11, 2020

Estate planning can be one of the most misunderstood aspects of financial planning, however, it’s a vital part to ensure your assets and family are protected. Unfortunately, common myths convince many they don’t need to...

Friday, December 4, 2020

This month's Retirement Readiness newsletter discusses the allure of encore careers, how women can prepare for retirement, offers an inside scoop on pickleball in retirement, and discusses when you need a will. Have a great day!...

Friday, November 27, 2020

One of the best ways to evaluate progress toward achieving your financial goals is with an annual review. After Thanksgiving and towards the end of the new year is an ideal time to conduct this appraisal. It shouldn’t be a time...

Friday, November 20, 2020

On October 13, 2020, the Social Security Administration (SSA) officially announced that Social Security recipients will receive a 1.3 percent cost-of-living adjustment (COLA) for 2021. This adjustment will begin with benefits payable...

Friday, November 13, 2020

Applications for the Free Application for Federal Student Aid (FAFSA) are now open for the academic year 2021-22. Applying for the FAFSA allows you to qualify for grants, scholarships, and other federally-sourced aid, such as...

Friday, November 6, 2020

It’s a startling statistic.45% of consumers with $100,000 or more investable assets expect to make changes to their investments due to the upcoming 2020 presidential election.1Second-guessing your investment strategy is natural,...

Friday, October 30, 2020

The pandemic has showcased how much we rely on the internet, which makes it possible to virtually work from home, shop, attend religious service and stay connected with family and friends. Unfortunately, those conveniences come with...

Friday, October 23, 2020

The countdown to Halloween is officially on! Bags of candy fill the store shelves and scary costumes are flooding aisles. Due to the ongoing pandemic, Halloween may need to look a little different this year to keep your family and...